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Serving Ohio, Kentucky, and Indiana – Social Security Disability Lawyer
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 Frequently Asked Questions |
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| What is the definition of disability used by Social Security? |
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| Answer: Under the Social Security Act, "disability" means: |
| “…… inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months." |
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| For a Free Evaluation from Michael J. Mooney, serving Ohio, Kentucky, and Indiana – social security disability lawyer, click here. |
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| How many different types of Social Security disability benefits are there? |
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| Answer: There are at least five major types of Social Security disability benefits. |
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- Disability Insurance is the most important type of Social Security disability benefits. It goes to individuals who have worked in recent years (five out of the last 10 years in most cases) who are now disabled.
- Disabled Widow's and Widower's Benefits are paid to individuals who are at least 50 and become disabled within seven years after the death of their spouse. The late spouse must have worked enough under Social Security to be insured.
- Disabled Adult Child Benefits go to the children of persons who are deceased or who are drawing Social Security disability or retirement benefits. The child must have become disabled before age 22.
For Disability Insurance Benefits, Disabled Widow's or Widower's Benefits and Disabled Adult Child benefits, it does not matter whether the disabled individual is rich or poor. Benefits are paid based upon a Social Security earnings record.
- Supplemental Security Income benefits, however, are paid to individuals who are below the poverty level and who are disabled. It does not matter for SSI whether an individual has worked in the past or not.
- SSI Child's Disability Benefits are SSI benefits that are paid to children under the age of 18 who are disabled. The way in which disability is determined is a bit different for children. *
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| Note: Michael J. Mooney does not handle these types of claims, but can make a referral to someone who does. |
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| For a Free Evaluation from Michael J. Mooney, serving Ohio, Kentucky, and Indiana – social security disability lawyer, click here. |
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